Effectivo app icon How it works

Record. Count. Reflect. Correct.

Four small moves. Seconds each. Spend better.

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Effectivo app screen
Effectivo app screen
1 · Record

Record it

Tap Spent or Received. Type an amount. Pick a category. A note is optional. Seconds, and you feel the weight lift.

2 · Count

Count it

Count your cash. Count My Cash checks it against your last count and shows you the difference. Then record what you spent and received, if any. Can't remember where some went? It's filed as Can't Remember. No judgment. And when it matches, it feels great.

Effectivo app screen
Effectivo app screen
Effectivo app screen
3 · Reflect

Reflect

Memory Lane shows your spending by category, over a day, week, month or year. Judge each purchase: worth it, or not really? See your habits clearly, and feel proud of the good ones.

4 · Correct

Correct

Over weeks and months, fix the bad habits. More cash for what makes you happy. Less stress, more freedom.

Built for real life

🌱

Forgiving

Whole numbers. Nothing locked. Edit anything.

⚡

Fast

Big buttons. Short category list.

🔍

Honest about gaps

A gap isn't failure. It's information.

Effectivo app icon

Free. No ads. No paywall.

Coming soon to Android and iOS. Feel calmer about your cash.

Get early access